Surprises Making the most of surprises is a great reason to work with us. Share | Related Content It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial advisor about changes in your situation. Should You Choose a Fixed or Variable? When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage. Can I Refinance My Mortgage? This calculator can help determine whether it makes sense to refinance your mortgage.