When Markets React When markets shift, experienced investors stick to their strategy. Share | Related Content Can Group, Private Disability Policies Work Together? Loss of income from disability has the potential to cause financial hardship. Disability insurance can help. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP. When to Self-Insure Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?