The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Related Content Saving for College 101 Here’s a crash course on saving for college. Personal Finance Calendar Use this handy calendar to remember the year’s most important financial dates. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.