Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content Questions to Consider When Buying a Vacation Home Doing your research is key before buying a vacation home. Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.